Have the other person sign the check on the back. share. When you receive a paper check, you can sign it over to anyone. The custodian will handle the check, and you generally would … Under the law, a person commits forgery when she alters a legally significant document in a manner intended to defraud another person. – GµårÐïåñ Mar 26 '14 at 3:15 | show 1 more comment. Check with the bank that is going to handle the check to see if it takes checks that are signed over. You would start with the bank that issued the check, if that bank has a branch in your area. Yes, a government check can be signed over to a third party if the payee uses the proper form of endorsement. The process is not complex and is the same for all types of checks written to you. Basically, only Scotiabank outright said you cannot do so. If you are in CheckSystems because an old account was overdrawn and went into collections, you can probably go to the original bank branch involved and talk to one of the branch officers. You can deposit someone else's check in your account if they sign it over to you. 2021 Operations Compliance Triage Conference, 2021 Lending Compliance Triage Conference, Community Banks Define Success Through Design, Management information system can improve client retention, Specially Designated Nationals List (SDN). It is often the case that a stolen check will be taken to a bank to be cashed. BankersOnline.com - For bankers. This thread is archived. There is nothing in the Uniform Commercial Code or Treasury regulations to prevent the negotiation of a Treasury check to a third party before it is deposited in a bank. This person must have a bank in the area where you are trying to cash the check, be willing to go to the bank to complete the signing and have enough money in the bank to cover the check in case it bounces. Through your endorsement, you give the bank the legal right to process the check. When you receive a check with your name as the payee you have various options for cashing it. They need to endorse it over to the person they wish to have it and sign underneath. Can a government check legally be signed over to a third party for deposit or to cash at a financial institution? Archived. A legally significant document is one that affects legal rights and/or duties, a definition that certainly includes the lease in question. Generally, if the check is endorsed "For Deposit Only" with your account number below, your friend will have no problem depositing it on your behalf with a teller. 1 decade ago. BankersOnline.com - For bankers. Ask the person if he/she has used a third-party check at his/her bank before. BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Under certain circumstances, however, it is possible. Answer: There is nothing in the Uniform Commercial Code or Treasury regulations to prevent the negotiation of a Treasury check to a third party before it is deposited in a bank. Banks are very picky about government checks. It’s important to guard your information carefully to avoid losing your refund. Well it appears my wallet has gone missing with my id in it, is it possible to sign a stimulus check to a family member? You are not intending to defraud anyone nor are you doing so. Can you sign a stimulus check over to someone else? Sign your name. FBO Checks. However, banks are generally more concerned about third party checks than they used to be. Treasury rules differ from the Uniform Commercial Code (UCC) in that regard.First published on BankersOnline.com 3/09/09. Because of some of the unique characteristics of Treasury checks, banks tend to scrutinize them more carefully than they do other checks. June 16, 2020 5:54 PM Subscribe. You can also cash it at many grocery stores or check cashing places as long as you have a valid photo ID. Advertisers and sponsors are not responsible for site content. There is no law stating that a government check cannot be endorsed to a third party. Close. Take t… There is no law stating that a government check cannot be endorsed to a third party. Yes, a government check can be signed over to a third party if the payee uses the proper form of endorsement. Is there any rules against signing over a large check to someone. You can simply sign the back of the check and cash it. Insurance settlement checks. One of your options is to sign the check over to someone else. I don’t think any reputable service would cash it as a third-party check signed over to someone it isn’t made out to. However, anyone can attempt to duplicate these steps if your check falls into the wrong hands. From training, policies, forms, and publications, to office products and occasional gifts, it’s available here: BOL Learning Connect offers more than 200 courses ON-DEMAND or on CD ROM from AML to Reg Z and every topic in between. It seems as if it would be impossible to deposit a check into your own account if the check is made out to someone else. You can use this service to check someone’s driving licence information, for example, vehicles they can drive or any penalty points or disqualifications.. How can it not look suspicous for you to deposit a cheque with someone else's name in the payable line (even though you have the person's consent and signature on the back). Support our advertisers and sponsors by clicking through to learn more about their products and services. Can you sign a stimulus check over to someone else? Looking for effective, convenient training on a particular subject. When you receive a check and sign it over to someone else, you are creating a third-party check. Can I endorse a US treasury check over to someone else? From bankers. In order to cash a government check, you can head to your local bank and deposit or cash the check. Support our advertisers and sponsors by clicking through to learn more about their products and services. I would like to sign this check over to a family member. You can even endorse a check over to someone else and they can deposit it into their own account. If someone gives you a check, you must endorse it before you can cash it or deposit it in your bank account. In the situation you describe, you have been asked to sign for someone else and would be doing so only to assist that person. Please help us keep BankersOnline FREE to all banking professionals. Under certain circumstances, you can cash a check made out to someone else. Someone asked this question before and I did some research and couldn't find any law that says that a tax refund check is different from any other check in this way. You can have someone else cash your refund check if you follow regular banking policies. It may be indicated as such but is not necessary. Posted by 8 months ago. Not all banks will accept a third-party check because it comes with a … However, we’d advise to always check with your local Money Services before endorsing the check to someone else. Because the check is currently payable to you, you’ll need to ensure that the third party and their bank can accept a signed-over check, also known as a “third-party check,” and endorse the check by signing the back of it. I want to find out if it is legal or illegal for someone to endorse a us treasury check and sign it over to someone else to either cash or deposit into a bank... Answer Save. 19 comments. 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